Building Wealth, Together.
Empowering Our Community Through Structured
Savings (Ajo)
- From 20k+ reviews
We combine the trusted tradition of Ajo (rotational savings) with a modern empowerment policy to help you build a sustainable livelihood.
Used by 85,000+ businesses. Small to enterprise. Globally.
Our Program Model
We use a structured rotational savings model, underpinned by financial literacy, accountability, and monitoring, to turn small, regular savings into life-changing opportunities.
The Power of Ajo (Savings)
Members contribute to a communal pool over a structured cycle. This collective effort builds a fund that is distributed rotationally, providing each member with a significant lump sum they wouldn't have been able to save on their own.
Empowerment & Accountability
We don't just collect savings; we guide you on how to use them. We provide the framework and monitoring to ensure funds are used for productive activities, from starting a small business to paying for education.
The Reward: Capital + Food Supply
At the end of each 12-week (3-month) cycle, every member receives their full savings plus an additional food supply package. This dual benefit ensures that while you are investing in your future, your household's immediate needs are also supported.
Loved by Customers
70-80%
We've already saved upwards of £50,000 in costs with Waveless, and that will only get larger as we put more volume through the business and the platform.
Safaa Sampson
18%
“As we expanded to a larger group of properties, our biggest users were finding issues with paying by card.”
Brendan Buck
Great on its own. Or connect to one of 350+ systems.
